We Offer Independent, Unbiased Medicare Advice
You get better coverage and more benefits by talking to an independent agent who can compare ALL your options, not someone trying to sell you THEIR product.
We have over 20 Years of Client-Focused Medicare Experience
How are we different from Other Insurance Agencies?
We pay our agents the same no matter what plan you choose. Their only incentive is to give you completely unbiased advice, and hopefully earn your trust for life.
Before talking to any agent, ask them if they make exactly the same amount no matter what plan you choose. Or if they have sales bonuses tied to any one plan or insurer. If they earn more in some than others, you are talking to a sales person, not an advisor. In that case, have your guard up, or better yet, call us :)
How are we different from Insurance Companies?
The difference is simple: insurance companies try to sell your their product, even if it’s not the best one for you. We learn about you, and then compare ALL the insurance companies to find the best fit just for YOU. We make sure you don't get caught by marketing or hard sales tactics, and don't get stuck in sub-par coverage. Your plan needs to actually cover you when you need it.
Why can I trust your agents?
Our agents get paid exactly the same amount no matter what plan you choose. In fact, our agents get paid based on how long you stay with us, so their incentive is to blow you away with their service, and make you so happy you become a client for life.
Why Do I Need Advice?
Medicare is Medicare, right?
Unfortunately, Medicare is anything but simple, and the time when you first qualify for Medicare is a critical one. If you make the right choices, you can be protected for life, and receive all sorts of benefits. Get bad advice and make mistakes? You could be paying penalties and/or lose benefits for the rest of your life.
Some specific things you must know as you age into Medicare:
- Medicare does not cover prescription drugs. You have to enroll in a separate Rx plan called a PDP.
- Medicare charges you 20% of all outpatient doctor visits. This can be a crushing financial blow if you have a serious condition, but it's easy to cover this exposure with the right advice, no matter your financial situation.
- Medicare doesn’t automatically give you dental, vision or hearing coverage. These are plans you have to elect into. We can often get them for you at $0 additional cost.
- The time when you first qualify for Medicare is a really important one, and there are real penalties for getting things wrong. We make sure this never ever happens to our clients.
Major Medicare Risks & How To Protect Yourself
Why get advice?
Do I qualify for benefits?
Are there additional benefits?
What does your service cost?
What do I get with the upgraded membership?
Meet Our Team
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Jarret DiToro
Position
Jarret has been involved in Medicare since 2018, specializing in uncovering benefits that many Medicare beneficiaries may not realize they’re eligible for. Jarret takes his mission seriously, making sure people are as knowledgeable as possible around what they qualify for. He researches which insurers are living up to their obligations, and what consumers need to know to make sure they don’t get taken advantage of. Beyond Medicare, Jarret is on a mission to hike through every major national park in America.
Michael Boshardy
Position
For the past decade, Michael has established himself as a prominent regulatory attorney specializing in Medicare. He has successfully led Legal and Compliance divisions for various organizations focused on senior health, managing operations to design and implement programs tailored to beneficiaries and patients. Drawing on his deep expertise in navigating highly regulated markets, Michael plays a key role in advancing the goals of The Pocket Protector’s clients across the industry. He holds a JD from the University of Wisconsin and a BA in Economics from the University of Illinois.When not chasing after his toddler, he enjoys playing tennis and grilling in the little free time he finds.
Joe Wald
Position
Joe has been working in the Medicare industry since 2017 with a specialization in digital marketing, and has proven experience leading marketing efforts and being an innovator in the space . He is passionate about simplifying Medicare into ways that help individuals navigate the Medicare maze with ease, confidence, and a sense of security. His approach combines innovative digital strategies with a deep understanding of consumer needs, ensuring every interaction empowers individuals to make informed decisions about their Medicare coverage. Outside of his work life, Joe is an avid 16 inch softball player and enjoys riding his bike around the beautiful city of Chicago.
Reid Cleveland
Position
Reid Cleveland, serving as a Data Analyst at The Pocket Protector, brings a robust skill set in executing digital marketing campaigns for health and life insurance products. Reid meticulously analyzes market trends to optimize targeted marketing strategies. With a sharp focus on data, he manages databases for efficient AI utilization and rigorously tests in-house AI systems for prompt accuracy. Reid's collaborative approach ensures compliance with industry regulations, while their keen insights improve marketing performance through thorough KPI evaluations and strategic reporting.
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