Recommends staying when appropriate
If the employer plan is better for the employee, the tool says so clearly instead of forcing a Medicare lead.
For employers
Help employees navigate Medicare without creating a sales funnel.
The employer Medicare decision tool compares employer coverage against Medicare and recommends keeping the employer plan when that is the right answer.
5 min
Employee analysis
$0
Employer kickbacks
Impartial
Stay-or-switch guidance
Built for HR teams that need safe guidance
Employees need Medicare help, but employers should not be put in the position of selling Medicare plans. This keeps the decision support separate, transparent, and employee-centered.
Employer setup
Launch an impartial Medicare decision link in minutes.
Upload plan contributions, confirm plan design, and share a private link employees can use without creating compliance risk for HR.
Set up the tool- 1
Company details
Designed for HR teams that need practical guidance without broker pressure.
- 2
Plan costs
Designed for HR teams that need practical guidance without broker pressure.
- 3
Employee link
Designed for HR teams that need practical guidance without broker pressure.
Compliance posture
No financial relationship, no plan steering
Private employee data
Employee answers are used for the Medicare analysis and are not shared back with the employer.
Attorney-built workflow
The process was designed around regulatory sensitivity, employee choice, and clear disclaimers.