How we get paid

You never pay us. The rules make that possible.

Medicare plan prices are the same whether you enroll through us, another agent, a carrier, or Medicare.gov. If a carrier pays an agent commission and you choose us as your agent, that carrier pays us.

$0
Cost to use TPP
CMS
Commission schedules
Open
Auditable logic

The short version

We earn only when a plan legally allows commissions and you choose us as your agent. If the best plan for you pays nothing, we still recommend it.

Same price everywhere

Medicare plans do not cost more because you use an agent. Premiums are filed and regulated, not negotiated at checkout.

Some plans pay nothing

Original Medicare, some carrier plans, and some replacement scenarios do not create broker compensation. They still stay in our comparisons.

Tools before sales

Our public tools compare plans using data, provider checks, and drug lookups before anyone asks you to speak with an advisor.

Transparency

We designed the model to be inspectable.

Our recommendation logic is built around CMS data, formulary lookups, network checks, and plan costs. The goal is to show why a recommendation appears, not to hide the ball.

Plan compensation disclosed
CMS data sources
Public methodology
No obligation to enroll