Medicare Advantage · Local PPO
UnitedHealthcare
Plan year 2026

UHC Nursing Home Plan MO-F001 (PPO I-SNP) H0710-016

4.5 · 2026 Star Rating · source: CMS · Ratings are updated annually
Monthly premium
$43
+ your Part B premium
Max out-of-pocket
$9,250
in-network annual cap
Primary care
Not published
per visit copay
Specialist
Not published
per visit
This plan includes a Part B giveback, which lowers what you pay for your Medicare Part B premium by up to $0.9 a month. Depending on how you pay Part B, the reduction may appear in your Social Security payment or on your Part B bill. That is up to $10.8 a year. Processing can take time; confirm the amount and timing with the plan.
Eligibility required for this I-SNP
The plan must verify that, for 90 days or longer, you have needed or are expected to need the level of care provided in a qualifying institution. Some plans also serve people who need an equivalent institutional level of care while living in the community. Review the official plan documents for the residence, care-level, and enrollment requirements.
Medical coverage is different from long-term room and board

An I-SNP coordinates Medicare-covered care for members who meet its institutional eligibility rules. That eligibility does not mean Medicare pays for long-term custodial care or an ongoing nursing-home stay. Medicare may cover short-term skilled nursing care when its coverage requirements are met; Medicaid, long-term-care insurance, or personal funds may cover other long-term-care costs.

Research nearby nursing homes
The nursing-home finder shows CMS facility information. It does not confirm that a facility participates in this plan. Confirm participation with both the facility and the plan before enrolling.

Your costs at a glanceIn-network, for the 2026 plan year

Rx deductible
$615
Inpatient hospital
$1,790
per stay
Inpatient mental health
$1,790
per stay
Emergency room
$115
Urgent care
$40

What's included, and what it's actually worth5 benefits included. Tap any card for the detail

Part B giveback

$0.90/month
DetailsThis plan includes a Part B giveback, which lowers what you pay for your Medicare Part B premium by up to $0.90 a month.
Processing can take time; confirm the amount and timing with the plan.

Hearing

$2,200hearing aid allowance per 2 years
Hearing aid allowance$2,200 hearing aid allowance per 2 years
This is a supplemental benefit with plan-specific limits. See plan documents for details.

Vision

$300/yr eyewear allowance
Eyewear allowance$300/yr eyewear allowance
This is a supplemental benefit with plan-specific limits. See plan documents for details.
See more details about this plan
Inpatient Hospital$1,790 per stay
In-network$1,790 per stay
Mental Health$1,790 per stay
Inpatient psychiatric$1,790 per stay
Transportation18 one-way trips/year
Trips per year18 one-way trips/year
MealsMeal benefit

Your coverageCheck your coverageFrom the doctors and prescriptions you added

Your plan's drug tiers30-day retail · after any applicable deductible

Tier 1
25%
Preferred Generic
Tier 2
25%
Generic
Tier 3
25%
Preferred Brand· after deductible
Tier 4
25%
Non-Pref Brand· after deductible
Tier 5
25%
Specialty· after deductible

Our take

Where this plan shines

Highly rated by CMS (4.5 stars).

Things to know before you enroll

This plan’s out-of-pocket maximum is above the national median.
Limited coverage while traveling outside the plan’s service area.
Questions? Talk to a licensed agent at1-866-764-3312 (TTY: 711)

Plan documents

Plan questions

Common questions about UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO)

What does UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO) cover?

UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO) is an Institutional Special Needs Plan, a Medicare Advantage plan for people whose qualifying institutional level of care the plan verifies. The plan record also identifies Part D prescription drug coverage. Its published drug benefit lists 5 formulary tiers. Published supplemental benefits include vision ($300/yr eyewear allowance), hearing ($2,200 hearing aid allowance per 2 years), transportation (18 one-way trips/year), and meals (Meal benefit). Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.

Learn about Medicare Advantage

How much does UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO) cost in 2026?

The published 2026 monthly plan premium for UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO) is $43. The standard Part B premium is $202.90/month in 2026 for most people; assistance may pay it for some members. The listed Part D deductible is $615. The in-network medical out-of-pocket maximum is $9,250; it does not include Part D drug spending. These figures are plan data, not a personal yearly-cost estimate.

Understand Medicare drug-cost limits

Can I use my current doctors with UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO)?

CMS lists UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO) as a Local PPO plan. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.

Check your doctors

Who is eligible for UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO)?

UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO) is listed in the current plan record as a I-SNP. The plan must verify that, for 90 days or longer, you have needed or are expected to need the level of care provided in a qualifying institution. Some plans also serve people who need an equivalent institutional level of care while living in the community. Review the official plan documents for the residence, care-level, and enrollment requirements.

Learn about Special Needs Plans

What does UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO) cover for people who need institutional care?

UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO) is identified in the current plan record as an Institutional Special Needs Plan. The record identifies Part D prescription drug coverage. It also lists vision ($300/yr eyewear allowance), hearing ($2,200 hearing aid allowance per 2 years), transportation (18 one-way trips/year), and meals (Meal benefit). The page data does not describe facility-specific therapy, nursing, or care-coordination arrangements. Confirm covered services, participating facilities, benefit limits, and coordination responsibilities in the official plan documents before enrolling.

When can I enroll in UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO)?

UHC Nursing Home Plan MO-F001 (PPO I-SNP) (Local PPO) is a 2026 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. Because this is a I-SNP, the plan must also verify its eligibility requirements. A qualifying circumstance may create a Special Enrollment Period, but eligibility alone does not guarantee a year-round right to enroll. Confirm the enrollment window and effective date that apply to you before changing coverage.

Review Medicare enrollment periods

More plan options

Browse the full 2026 Institutional Special Needs Plan directory. This plan is offered in Missouri. Plan availability can vary by county.

Helpful next steps

UHC Nursing Home Plan MO-F001 H0710-016 (PPO I-SNP) — 2026