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Medicare Advantage · HMO
UCLA Health Medicare Advantage Plan
Plan year 2026

UCLA Health Medicare Advantage Prestige Plan H4647-002 (HMO)

Monthly premium
$45
+ your Part B premium
Max out-of-pocket
$1,499
in-network annual cap
Primary care
$0
per visit copay
Specialist
$0
per visit

Your costs at a glanceIn-network, for the 2026 plan year

Rx deductible
$250
Inpatient hospital
$0
copay
no limit on covered hospital days
Inpatient mental health
$0
copay
Outpatient surgery
$0
Emergency room
$75
Urgent care
$15

What's included, and what it's actually worth5 benefits included. Tap any card for the detail

OTC allowance

$100/quarter OTC allowance
Prepaid card$100/quarter OTC allowance

Vision

$250/yr eyewear allowance
Eyewear allowance$250/yr eyewear allowance
This is a supplemental benefit with plan-specific limits. See plan documents for details.

Hearing

$195–$1,395copay per hearing aid
Details$195–$1,395 copay per hearing aid
This is a supplemental benefit with plan-specific limits. See plan documents for details.
See more details about this plan
Doctor Visits: PCP$0 copay
In-network$0 copay per visit
Doctor Visits: Specialist$0 copay
In-network$0 copay per visit
Inpatient Hospital$0 copay
In-network$0 copay
Benefit limitNone — additional covered days are unlimited
Outpatient Surgery$0 copay
In-network$0 copay per procedure
Mental Health$0 copay
Inpatient psychiatric$0 copay
Transportation24 one-way trips/year
Trips per year24 one-way trips/year
MealsMeal benefit

Your coverageCheck your coverageFrom the doctors and prescriptions you added

Your plan's drug tiers30-day retail · after any applicable deductible

Tier 1
$0
Preferred Generic
Tier 2
$0
Generic
Tier 3
$47
Preferred Brand· after deductible
Tier 4
45%
Non-Pref Brand· after deductible
Tier 5
30%
Specialty· after deductible

Our take

Where this plan shines

This plan’s out-of-pocket maximum ($1,499) is among the lowest available.
See your primary doctor for $0.
The specialist copay ($0) is among the more affordable options.

Things to know before you enroll

Network restriction — you’ll need to use in-network providers except in emergencies.
Limited coverage while traveling outside the plan’s service area.
Questions? Talk to a licensed agent at1-866-764-3312 (TTY: 711)

Plan documents

Helpful next steps

UCLA Health Medicare Advantage Prestige Plan (HMO) - UCLA Health Medicare Advantage Plan | The Pocket Protector