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Medicare Advantage · C-SNP · HMOPOS · 2027

Gold Dialysis & Kidney (HMO-POS C-SNP)

Gold Kidney Health Plan H1526-0092.5 CMS rating for 2027
Is it offered where you live?

No referral needed to see a specialist

At a glance: $0 monthly premium and $0 primary care visits.

Eligibility required for this C-SNP. The plan must verify that you have one of its qualifying chronic or disabling conditions, such as Chronic kidney disease. See who can enroll

Monthly premium
$0
Part B premium separate
Yearly limit
$2,000
Most you’d pay for in-network care
Dental
$3,000/yr
Preventive & comprehensive dental allowance
Doctor visits
$0
Primary care · specialists $35

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Add your doctors and prescriptions to see how they work with this plan.

Your doctors
Not checked yetSee if they’re in this plan’s network
Your prescriptions
Not checked yetSee your drug tier and monthly cost
Extra benefits
6 includedDental · Vision · Hearing · Fitness · Transportation · Meals

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Eligibility required for this C-SNP

The plan must verify that you have one of its qualifying chronic or disabling conditions, such as Chronic kidney disease. If the plan uses a pre-enrollment assessment, provider verification is due by the end of your first month of enrollment. If verification is still missing, the plan must notify you and may disenroll you at the end of your second month. Your coverage continues if verification arrives before then. Review the official plan documents for the exact criteria.

Talk with a licensed advisor

A licensed agent can review this plan and other plans in your area that fit your needs.

TTY: 711 · Monday to Friday, 8:00 AM to 6:00 PM CST

Who can enroll

Eligibility for this Special Needs Plan

Eligibility required for this C-SNP

The plan must verify that you have one of its qualifying chronic or disabling conditions, such as Chronic kidney disease. If the plan uses a pre-enrollment assessment, provider verification is due by the end of your first month of enrollment. If verification is still missing, the plan must notify you and may disenroll you at the end of your second month. Your coverage continues if verification arrives before then. Review the official plan documents for the exact criteria.

Extra benefits for members who qualify

  • $150/month food and produce allowance
  • General supports for living

These benefits are not available to every member. Even if you have a listed chronic condition, the plan must confirm that you meet its coverage criteria. See the Evidence of Coverage for complete rules.

Costs and copays

Deductibles, yearly limit, visits, hospital stays and drug tiers
DeductiblesMedical · $0 for drugs
$0
Yearly limitIn-network care, not counting drugs
$2,000
Yearly limit, out of networkNot counting drugs
$13,000
Primary doctorPer visit
$0
SpecialistPer visit · no referral needed
$35
Hospital stayPer stay
Days 1-7: $50/day, Days 8-90: $0/day
Inpatient mental healthHospital stay
Days 1-7: $50/day, Days 8-90: $0/day
Outpatient surgeryPer procedure
$50
Emergency roomPer visit
$120
Urgent carePer visit
$0
Tier 1 · Preferred Generic30-day supply at a retail pharmacy
$0
Tier 2 · Generic30-day supply at a retail pharmacy
$5
Tier 3 · Preferred Brand30-day supply at a retail pharmacy
$45
Tier 4 · Non-Pref Brand30-day supply at a retail pharmacy
30%
Tier 5 · Specialty30-day supply at a retail pharmacy
33%
Tier 6 · Drugs30-day supply at a retail pharmacy
$0

Our take

Where this plan shines, and what to know

Where this plan shines

  • This plan has a $0 monthly premium.
  • This plan’s out-of-pocket maximum ($2,000) is among the lowest available.
  • See your primary doctor for $0.
  • No separate drug deductible.
  • No separate medical deductible.
  • Some out-of-network care is covered (HMO-POS).

Things to know before you enroll

  • Limited coverage while traveling outside the plan’s service area.

Similar plans

Other Medicare Advantage plans offered in Florida

Common questions

6 answers about this plan

What does Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS) cover?

Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS) is a Chronic Condition Special Needs Plan, a Medicare Advantage plan for people whose qualifying condition the plan verifies, including end stage renal disease. The plan record also identifies Part D prescription drug coverage. Its published drug benefit lists 6 formulary tiers. Published supplemental benefits include dental ($3,000/yr preventive & comprehensive dental allowance), vision (Routine vision benefit), hearing ($0–$1,495 copay per hearing aid), and fitness ($0 fitness benefit). Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.

Learn about Medicare Advantage

How much does Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS) cost in 2027?

The published 2027 monthly plan premium for Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS) is $0. Any Medicare premiums you owe are separate from the listed plan premium. The listed medical deductible is $0. The listed Part D deductible is $0. The in-network medical out-of-pocket maximum is $2,000; it does not include Part D drug spending. Published visit costs include primary care $0 and specialist visits $35. These figures are plan data, not a personal yearly-cost estimate.

Understand Medicare drug-cost limits

Can I use my current doctors with Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS)?

CMS lists Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS) as a HMOPOS plan. The plan record says specialist referrals are not required. The record also identifies point-of-service flexibility, but exact out-of-network rules can vary. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.

Check your doctors

What chronic conditions qualify for Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS)?

Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS) is listed in the current plan record as a C-SNP. The plan must verify that you have one of its qualifying chronic or disabling conditions, such as Chronic kidney disease. If the plan uses a pre-enrollment assessment, provider verification is due by the end of your first month of enrollment. If verification is still missing, the plan must notify you and may disenroll you at the end of your second month. Your coverage continues if verification arrives before then. Review the official plan documents for the exact criteria.

Learn about Special Needs Plans

How does Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS) coordinate care for my chronic condition?

Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS) is identified in the current plan record as a Chronic Condition Special Needs Plan for qualifying conditions that include Chronic kidney disease. The record also lists dental ($3,000/yr preventive & comprehensive dental allowance), vision (Routine vision benefit), and hearing ($0–$1,495 copay per hearing aid). The data on this page does not describe a personal care plan or promise a specific care coordinator. Review the Evidence of Coverage and ask the plan how its model of care, provider communication, and medication support apply to your verified condition.

When can I enroll in Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS)?

Gold Dialysis & Kidney (HMO-POS C-SNP) (HMOPOS) is a 2027 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. Because this is a C-SNP, the plan must also verify its eligibility requirements. A qualifying circumstance may create a Special Enrollment Period, but eligibility alone does not guarantee a year-round right to enroll. Confirm the enrollment window and effective date that apply to you before changing coverage.

Review Medicare enrollment periods

Plan documents

Summary of Benefits and Evidence of Coverage

Talk to a licensed agent

Eligibility required for this C-SNP

The plan must verify that you have one of its qualifying chronic or disabling conditions, such as Chronic kidney disease. If the plan uses a pre-enrollment assessment, provider verification is due by the end of your first month of enrollment. If verification is still missing, the plan must notify you and may disenroll you at the end of your second month. Your coverage continues if verification arrives before then. Review the official plan documents for the exact criteria.

Talk with a licensed advisor

A licensed agent can review this plan and other plans in your area that fit your needs.

TTY: 711 · Monday to Friday, 8:00 AM to 6:00 PM CST

Gold Dialysis & Kidney H1526-009 (HMO-POS C-SNP) — 2027 Medicare Plan