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Medicare Advantage · 1876 Cost · 2027

HealthPartners Freedom Basic WI (Cost)

HealthPartners H2462-026
Is it offered where you live?

No referral needed to see a specialist

At a glance: $55 monthly premium.

This plan does not include Part D drug coverage. Before enrolling, confirm how your prescriptions will be covered. Read before you enroll

Monthly premium
$55
Part B premium separate
Yearly limit
Not published
Most you’d pay for in-network care
Doctor visits
20%
Primary care · specialists 20%

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Your doctors
Not checked yetSee if they’re in this plan’s network
Your prescriptionsReview
No drug coverage with this planCheck whether your current drug coverage is creditable

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TTY: 711 · Monday to Friday, 8:00 AM to 6:00 PM CST

Before you enroll

Prescription coverage and who this plan may fit

This plan does not include Part D drug coverage

Before enrolling, confirm how your prescriptions will be covered. You can add a separate Part D plan to this plan. A gap in creditable drug coverage may lead to a Part D late enrollment penalty later.

Part D late enrollment penalty

If you go 63 days or more in a row after your Part D initial enrollment period without Part D or other creditable prescription drug coverage, you may owe a penalty if you join Part D later. The penalty is 1% of the national base beneficiary premium ($38.99 in 2026) for each full uncovered month. It is added to your monthly Part D premium for as long as you have Part D, and the base premium can change each year.

Who this type of plan may fit

MA-Only plans are generally considered by people who already have creditable prescription drug coverage, such as coverage from the VA, TRICARE, or a current or former employer or union. Your coverage provider (not this page) must tell you whether your current drug coverage is creditable.

Before you enroll

  • Find your current plan's annual Notice of Creditable Coverage or ask its benefits administrator.
  • Do not drop existing drug coverage until you understand how the change affects both coverages.
Review the creditable coverage checklist

Costs and copays

Deductible, visits, hospital stays and drug coverage
Medical deductiblePer year
$0
Drug coveragePart D
Not included
Primary doctorPer visit
20%
SpecialistPer visit · no referral needed
20%
Hospital stayNo limit on covered hospital days
$600 per stay
Inpatient mental healthNo limit on covered hospital days
$600 per stay
Outpatient surgeryPer procedure
20%
Emergency roomPer visit
$100
Urgent carePer visit
20% (max $65/visit)

Similar plans

Other Medicare Advantage plans offered in Wisconsin

Common questions

6 answers about this plan

What does HealthPartners Freedom Basic WI (Cost) (1876 Cost) cover?

HealthPartners Freedom Basic WI (Cost) (1876 Cost) is a Medicare Advantage plan that the current plan record identifies as not including Part D prescription drug coverage. The plan record does not identify Part D prescription drug coverage. Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.

Learn about Medicare Advantage

How much does HealthPartners Freedom Basic WI (Cost) (1876 Cost) cost in 2027?

The published 2027 monthly plan premium for HealthPartners Freedom Basic WI (Cost) (1876 Cost) is $55. Any Medicare premiums you owe are separate from the listed plan premium. The listed medical deductible is $0. Published visit costs include primary care 20% and specialist visits 20%. These figures are plan data, not a personal yearly-cost estimate.

Can I use my current doctors with HealthPartners Freedom Basic WI (Cost) (1876 Cost)?

CMS lists HealthPartners Freedom Basic WI (Cost) (1876 Cost) as a 1876 Cost plan. The plan record says specialist referrals are not required. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.

Check your doctors

Does HealthPartners Freedom Basic WI (Cost) (1876 Cost) include prescription drug coverage?

HealthPartners Freedom Basic WI (Cost) (1876 Cost) is listed in the current plan record as a Medicare Advantage plan without Part D prescription drug coverage. You can add a separate Part D plan to this plan. Confirm how your prescriptions will be covered before enrolling.

Browse standalone Part D plans

What extra benefits does HealthPartners Freedom Basic WI (Cost) (1876 Cost) offer beyond Original Medicare?

The current plan record for HealthPartners Freedom Basic WI (Cost) (1876 Cost) does not list offered benefits in these categories. The current data does not list dental, vision, hearing, over-the-counter (OTC), fitness, transportation, and meals as offered benefits. Benefit allowances, frequency, eligibility, and participating providers can have additional limits, so review the Summary of Benefits or Evidence of Coverage for the complete rules.

When can I enroll in HealthPartners Freedom Basic WI (Cost) (1876 Cost)?

HealthPartners Freedom Basic WI (Cost) (1876 Cost) is a 2027 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. A qualifying circumstance may create a Special Enrollment Period outside those dates. Confirm the enrollment window and effective date that apply to you before changing coverage.

Review Medicare enrollment periods

Plan documents

Evidence of Coverage

Talk to a licensed agent

Talk with a licensed advisor

A licensed agent can review this plan and other plans in your area that fit your needs.

TTY: 711 · Monday to Friday, 8:00 AM to 6:00 PM CST

HealthPartners Freedom Basic WI H2462-026 (Cost) — 2027 Medicare Plan