PacificSource Medicare Idaho Basic (HMO-POS) H3864-050
MA-Only plans are generally considered by people who already have creditable prescription drug coverage, such as coverage from the VA, TRICARE, or a current or former employer or union. Your coverage provider—not this page—must tell you whether your current drug coverage is creditable.
Before you enroll- Find your current plan's annual Notice of Creditable Coverage or ask its benefits administrator.
- Confirm in this plan's official documents whether adding a standalone drug plan is allowed.
- Do not drop existing drug coverage until you understand how the change affects both coverages.
Your costs at a glanceIn-network, for the 2027 plan year
What's included, and what it's actually worth5 benefits included. Tap any card for the detail
Part B giveback
$60/month
Dental
$1,000/yr preventive dental allowance
Hearing
$599–$999copay per hearing aid
Vision
$200/yr eyewear allowance
See more details about this plan
Doctor Visits: PCP$0 copay
Doctor Visits: Specialist$45 copay
Inpatient Hospital$550/day, days 1–5
Outpatient Surgery$425 copay
Mental HealthDays 1-4: $550/day, Days 5-90: $0/day
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Plan questions
Common questions about PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS)
What does PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS) cover?
PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS) is a Medicare Advantage plan that the current plan record identifies as not including Part D prescription drug coverage. The plan record does not identify Part D prescription drug coverage. Published supplemental benefits include dental ($1,000/yr preventive dental allowance), vision ($200/yr eyewear allowance), hearing ($599–$999 copay per hearing aid), and fitness ($0 fitness benefit). Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.
Learn about Medicare AdvantageHow much does PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS) cost in 2027?
The published 2027 monthly plan premium for PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS) is $0. Any Medicare premiums you owe are separate from the listed plan premium. The listed medical deductible is $0. The in-network medical out-of-pocket maximum is $7,150; it does not include Part D drug spending. Published visit costs include primary care $0 and specialist visits $45. These figures are plan data, not a personal yearly-cost estimate.
Can I use my current doctors with PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS)?
CMS lists PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS) as a HMOPOS plan. The record also identifies point-of-service flexibility, but exact out-of-network rules can vary. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.
Check your doctorsDoes PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS) include prescription drug coverage?
PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS) is listed in the current plan record as a Medicare Advantage plan without Part D prescription drug coverage. Do not assume that a separate standalone Part D plan can be added: many Medicare Advantage plans cannot be paired with a PDP, and joining one can affect Medicare Advantage enrollment. Confirm this plan's rules and how your prescriptions will be covered before enrolling.
Browse standalone Part D plansWhat extra benefits does PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS) offer beyond Original Medicare?
The current plan record for PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS) lists dental ($1,000/yr preventive dental allowance), vision ($200/yr eyewear allowance), hearing ($599–$999 copay per hearing aid), and fitness ($0 fitness benefit). The current data does not list over-the-counter (OTC), transportation, and meals as offered benefits. It also lists a Part B premium reduction of $60 per month. Benefit allowances, frequency, eligibility, and participating providers can have additional limits, so review the Summary of Benefits or Evidence of Coverage for the complete rules.
When can I enroll in PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS)?
PacificSource Medicare Idaho Basic (HMO-POS) (HMOPOS) is a 2027 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. A qualifying circumstance may create a Special Enrollment Period outside those dates. Confirm the enrollment window and effective date that apply to you before changing coverage.
Review Medicare enrollment periodsMore plan options
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Browse the full 2027 Medicare Advantage without drug coverage directory. This plan is offered in Idaho. Plan availability can vary by county.
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