Medicare Advantage · PFFS · 2027
UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS)
At a glance: $0 monthly premium, a Part B giveback of up to $85 a month, and $1,500 hearing aid allowance per 2 years.
This plan does not include Part D drug coverage. Before enrolling, confirm how your prescriptions will be covered. Read before you enroll
- Monthly premium
- $0
- Part B premium separate
- Yearly limit
- $6,700
- Most you’d pay for in-network care
- Part B giveback
- Up to$85/mo
- Up to $1,020 a year
- Doctor visits
- $20
- Primary care · specialists $55
Check this plan for you
Add your doctors to see if they’re in this plan’s network.
- Part B givebackThis plan includes a Part B giveback, which lowers what you pay for your Medicare Part B premium by up to $85 a month.Depending on how you pay Part B, the reduction may appear in your Social Security payment or on your Part B bill. Processing can take time; confirm the amount and timing with the plan.
- $85/month
- HearingHearing aid allowance per 2 years
- $1,500
- DentalPreventive & comprehensive dental allowance
- $500/yr
- VisionEyewear allowance
- $100/yr
This is a supplemental benefit with plan-specific limits. See plan documents for details.
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Enrollment options depend on where you live. Enter your ZIP code so we can show the right ways to enroll in this plan.
Before you enroll
Prescription coverage and who this plan may fit
This plan does not include Part D drug coverage
Who this type of plan may fit
MA-Only plans are generally considered by people who already have creditable prescription drug coverage, such as coverage from the VA, TRICARE, or a current or former employer or union. Your coverage provider (not this page) must tell you whether your current drug coverage is creditable.
Before you enroll
- Find your current plan's annual Notice of Creditable Coverage or ask its benefits administrator.
- Do not drop existing drug coverage until you understand how the change affects both coverages.
Costs and copays
Yearly limit, visits, hospital stays and drug coverage
- Drug coveragePart D
- Not included
- Yearly limitIn-network care, not counting drugs
- $6,700
- Primary doctorPer visit
- $20
- SpecialistPer visit
- $55
- Hospital stayNo limit on covered hospital days
- Days 1-5: $420/day, Days 6-90: $0/day, then $0/day
- Inpatient mental healthHospital stay
- Days 1-5: $420/day, Days 6-90: $0/day
- Outpatient surgeryPer procedure
- $420
- Emergency roomPer visit
- $130
- Urgent carePer visit
- $50
Our take
Where this plan shines, and what to know
Where this plan shines
- This plan has a $0 monthly premium.
Things to know before you enroll
- This plan’s out-of-pocket maximum is above the national median.
- The specialist copay ($55) is on the higher side. Compare it if you see specialists often.
- Limited coverage while traveling outside the plan’s service area.
- Does not include prescription drug coverage. You can add a separate Part D plan to this plan.
- Late enrollment penalty risk if you go without creditable drug coverage for 63+ days.
Similar plans
Other Medicare Advantage plans offered in Kansas and Montana
Browse the full 2027 Medicare Advantage without drug coverage directory. This plan is offered in Kansas and Montana. Plan availability can vary by county.
More Medicare Advantage without drug coverage options
These plans are offered in at least one of the same states. Check your ZIP or county before choosing a plan.
- Humana USAA Honor Giveback (PPO)Humana · H5216-278Offered in Kansas and Montana
- AARP Medicare Advantage Patriot No Rx KS-MA01 (PPO)UnitedHealthcare · H8768-025Offered in Kansas
- AARP Medicare Advantage Patriot No Rx KS-MA2 (HMO-POS)UnitedHealthcare · H2802-077Offered in Kansas
- Aetna Medicare Eagle (HMO-POS)Aetna Medicare · H2663-025Offered in Kansas
- Blue Medicare Advantage Freedom (PPO)Blue Cross and Blue Shield of Kansas · H7063-013Offered in Kansas
- Humana Gold Choice H8145-126 (PFFS)Humana · H8145-126Offered in Kansas
Common questions
6 answers about this plan
What does UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) cover?
UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) is a Medicare Advantage plan that the current plan record identifies as not including Part D prescription drug coverage. The plan record does not identify Part D prescription drug coverage. Published supplemental benefits include dental ($500/yr preventive & comprehensive dental allowance), vision ($100/yr eyewear allowance), and hearing ($1,500 hearing aid allowance per 2 years). Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.
Learn about Medicare AdvantageHow much does UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) cost in 2027?
The published 2027 monthly plan premium for UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) is $0. Any Medicare premiums you owe are separate from the listed plan premium. The in-network medical out-of-pocket maximum is $6,700; it does not include Part D drug spending. Published visit costs include primary care $20 and specialist visits $55. These figures are plan data, not a personal yearly-cost estimate.
Can I use my current doctors with UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS)?
CMS lists UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) as a PFFS plan. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.
Check your doctorsDoes UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) include prescription drug coverage?
UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) is listed in the current plan record as a Medicare Advantage plan without Part D prescription drug coverage. You can add a separate Part D plan to this plan. Confirm how your prescriptions will be covered before enrolling.
Browse standalone Part D plansWhat extra benefits does UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) offer beyond Original Medicare?
The current plan record for UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) lists dental ($500/yr preventive & comprehensive dental allowance), vision ($100/yr eyewear allowance), and hearing ($1,500 hearing aid allowance per 2 years). The current data does not list over-the-counter (OTC), fitness, transportation, and meals as offered benefits. It also lists a Part B premium reduction of $85 per month. Benefit allowances, frequency, eligibility, and participating providers can have additional limits, so review the Summary of Benefits or Evidence of Coverage for the complete rules.
When can I enroll in UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS)?
UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS) is a 2027 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. A qualifying circumstance may create a Special Enrollment Period outside those dates. Confirm the enrollment window and effective date that apply to you before changing coverage.
Review Medicare enrollment periodsPlan documents
Summary of Benefits and Evidence of Coverage
- Summary of Benefits (PDF)Download the plan's official Summary of Benefits document
- Evidence of Coverage (PDF)Complete plan details and rules
- Check Your DoctorsSee if your doctors accept this plan
- Documentos en españolLlame a The Pocket Protector al 1-866-764-3312 (TTY: 711) para recibir ayuda con documentos en español
Enter your ZIP code to see how you can enroll
Enrollment options depend on where you live. Enter your ZIP code so we can show the right ways to enroll in this plan.
