Medicare Advantage · HMOPOS
Wellcare
Plan year 2026

Wellcare Simple (HMO-POS) H1416-072

3.0 · 2026 Star Rating · source: CMS · Ratings are updated annually
Monthly premium
$0
+ your Part B premium
Max out-of-pocket
$5,500
in-network annual cap
Primary care
$0
per visit copay
Specialist
$15
per visit

Your costs at a glanceIn-network, for the 2026 plan year

Rx deductible
$615
Inpatient hospital
Days 1-8: $250/day, Days 9-90: $0/day
Inpatient mental health
Days 1-6: $275/day, Days 7-90: $0/day
Outpatient surgery
$300
Emergency room
$130
Urgent care
$40

What's included, and what it's actually worth5 benefits included. Tap any card for the detail

Hearing

$500/yr hearing aid allowance
Hearing aid allowance$500/yr hearing aid allowance
This is a supplemental benefit with plan-specific limits. See plan documents for details.

Vision

$400/yr eyewear allowance
Eyewear allowance$400/yr eyewear allowance
This is a supplemental benefit with plan-specific limits. See plan documents for details.
See more details about this plan
Doctor Visits: PCP$0 copay
In-network$0 copay per visit
Doctor Visits: Specialist$15 copay
In-network$15 copay per visit
Inpatient Hospital$250/day, days 1–8
In-networkDays 1-8: $250/day, Days 9-90: $0/day
Outpatient Surgery$300 copay
In-network$300 copay per procedure
Mental HealthDays 1-6: $275/day, Days 7-90: $0/day
Inpatient psychiatricDays 1-6: $275/day, Days 7-90: $0/day
Fitness$0 fitness benefit
Transportation12 one-way trips/year
Trips per year12 one-way trips/year
MealsMeal benefit

Your coverageCheck your coverageFrom the doctors and prescriptions you added

Your plan's drug tiers30-day retail · after any applicable deductible

Tier 1
$0
Preferred Generic
Tier 2
$0
Generic
Tier 3
25%
Preferred Brand· after deductible
Tier 4
33%
Non-Pref Brand· after deductible
Tier 5
25%
Specialty· after deductible
Tier 6
$0
Tier 6· after deductible

Our take

Where this plan shines

This plan has a $0 monthly premium.
This plan’s out-of-pocket maximum is below the national median.
See your primary doctor for $0.
The specialist copay ($15) is among the more affordable options.

Things to know before you enroll

Limited coverage while traveling outside the plan’s service area.
Questions? Talk to a licensed agent at1-866-764-3312 (TTY: 711)

Plan documents

Plan questions

Common questions about Wellcare Simple (HMO-POS) (HMOPOS)

What does Wellcare Simple (HMO-POS) (HMOPOS) cover?

Wellcare Simple (HMO-POS) (HMOPOS) is a Medicare Advantage plan that the current plan record identifies as including Part D prescription drug coverage. The plan record also identifies Part D prescription drug coverage. Its published drug benefit lists 6 formulary tiers. Published supplemental benefits include vision ($400/yr eyewear allowance), hearing ($500/yr hearing aid allowance), fitness ($0 fitness benefit), and transportation (12 one-way trips/year). Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.

Learn about Medicare Advantage

How much does Wellcare Simple (HMO-POS) (HMOPOS) cost in 2026?

The published 2026 monthly plan premium for Wellcare Simple (HMO-POS) (HMOPOS) is $0. The standard Part B premium is $202.90/month in 2026 for most people; assistance may pay it for some members. The listed Part D deductible is $615. The in-network medical out-of-pocket maximum is $5,500; it does not include Part D drug spending. Published visit costs include primary care $0 and specialist visits $15. These figures are plan data, not a personal yearly-cost estimate.

Understand Medicare drug-cost limits

Can I use my current doctors with Wellcare Simple (HMO-POS) (HMOPOS)?

CMS lists Wellcare Simple (HMO-POS) (HMOPOS) as a HMOPOS plan. The record also identifies point-of-service flexibility, but exact out-of-network rules can vary. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.

Check your doctors

Does Wellcare Simple (HMO-POS) (HMOPOS) cover my prescriptions?

Wellcare Simple (HMO-POS) (HMOPOS) has 6 published formulary tiers in the current plan record. Published preferred-pharmacy 30-day retail costs include Tier 1 at $0, Tier 2 at $0, Tier 3 at 25%, Tier 4 at 33%, and Tier 5 at 25%. The listed Part D deductible is $615. A tier listing does not confirm that a specific prescription is covered. Check each medication against the plan's current formulary, restrictions, pharmacy network, and costs before enrolling.

Check your prescriptions

What dental, vision, and hearing benefits does Wellcare Simple (HMO-POS) (HMOPOS) include?

The current plan record for Wellcare Simple (HMO-POS) (HMOPOS) lists vision ($400/yr eyewear allowance) and hearing ($500/yr hearing aid allowance). The current data does not list dental as offered benefits. Benefit allowances, frequency, eligibility, and participating providers can have additional limits, so review the Summary of Benefits or Evidence of Coverage for the complete rules.

When can I enroll in Wellcare Simple (HMO-POS) (HMOPOS)?

Wellcare Simple (HMO-POS) (HMOPOS) is a 2026 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. A qualifying circumstance may create a Special Enrollment Period outside those dates. Confirm the enrollment window and effective date that apply to you before changing coverage.

Review Medicare enrollment periods

More plan options

Browse the full 2026 Medicare Advantage with drug coverage directory. This plan is offered in Mississippi. Plan availability can vary by county.

Helpful next steps

Wellcare Simple H1416-072 (HMO-POS) — 2026 Costs & Benefits