Medicare Advantage · HMOPOS · 2027
AARP Medicare Advantage from UHC MO-0006 (HMO-POS)
At a glance: $0 monthly premium and $0 primary care visits.
- Monthly premium
- $0
- Part B premium separate
- Yearly limit
- $7,150
- Most you’d pay for in-network care
- Hearing
- $700/yr
- Hearing aid allowance
- Doctor visits
- $0
- Primary care · specialists $70
Check this plan for you
Referral needed to see a specialist
Add your doctors and prescriptions to see how they work with this plan.
- HearingHearing aid allowance
- $700/yr
- VisionEyewear allowance per 2 years
- $200
- DentalPreventive dental ($0 copay)
- Included
- Fitness$0 fitness benefit
- Included
- MealsMeal benefit
- Included
This is a supplemental benefit with plan-specific limits. See plan documents for details.
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Enrollment options depend on where you live. Enter your ZIP code so we can show the right ways to enroll in this plan.
Costs and copays
Deductibles, yearly limit, visits, hospital stays and drug tiers
- DeductiblesMedical · $685 for drugs
- $0
- Yearly limitIn-network care, not counting drugs
- $7,150
- Primary doctorPer visit
- $0
- SpecialistPer visit · referral needed
- $70
- Hospital stayNo limit on covered hospital days
- Days 1-4: $685/day, Days 5-90: $0/day, then $0/day
- Inpatient mental healthHospital stay
- Days 1-3: $685/day, Days 4-90: $0/day
- Outpatient surgeryPer procedure
- $685
- Emergency roomPer visit
- $130
- Urgent carePer visit
- $50
- Tier 1 · Preferred Generic30-day supply at a retail pharmacy
- $0
- Tier 2 · Generic30-day supply at a retail pharmacy
- $8
- Tier 3 · Preferred Brand30-day supply at a retail pharmacy, after deductible
- 20%
- Tier 4 · Non-Pref Brand30-day supply at a retail pharmacy, after deductible
- 27%
- Tier 5 · Specialty30-day supply at a retail pharmacy, after deductible
- 26%
Our take
Where this plan shines, and what to know
Where this plan shines
- This plan has a $0 monthly premium.
- See your primary doctor for $0.
- No separate medical deductible.
- Some out-of-network care is covered (HMO-POS).
Things to know before you enroll
- This plan’s out-of-pocket maximum is above the national median.
- The specialist copay ($70) is on the higher side. Compare it if you see specialists often.
- Limited coverage while traveling outside the plan’s service area.
Similar plans
Other Medicare Advantage plans offered in Missouri
Browse the full 2027 Medicare Advantage with drug coverage directory. This plan is offered in Missouri. Plan availability can vary by county.
More Medicare Advantage with drug coverage options
These plans are offered in at least one of the same states. Check your ZIP or county before choosing a plan.
- AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS)UnitedHealthcare · H2802-073Offered in Missouri
- AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS)UnitedHealthcare · H2802-076Offered in Missouri
- AARP Medicare Advantage Essentials from UHC MO-4 (HMO-POS)UnitedHealthcare · H2802-030Offered in Missouri
- AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS)UnitedHealthcare · H2802-028Offered in Missouri
- AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS)UnitedHealthcare · H2802-032Offered in Missouri
- AARP Medicare Advantage Extras from UHC MO-10 (HMO-POS)UnitedHealthcare · H2802-072Offered in Missouri
Common questions
6 answers about this plan
What does AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS) cover?
AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS) is a Medicare Advantage plan that the current plan record identifies as including Part D prescription drug coverage. The plan record also identifies Part D prescription drug coverage. Its published drug benefit lists 5 formulary tiers. Published supplemental benefits include dental (Preventive dental ($0 copay)), vision ($200 eyewear allowance per 2 years), hearing ($700/yr hearing aid allowance), and fitness ($0 fitness benefit). Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.
Learn about Medicare AdvantageHow much does AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS) cost in 2027?
The published 2027 monthly plan premium for AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS) is $0. Any Medicare premiums you owe are separate from the listed plan premium. The listed medical deductible is $0. The listed Part D deductible is $685. The in-network medical out-of-pocket maximum is $7,150; it does not include Part D drug spending. Published visit costs include primary care $0 and specialist visits $70. These figures are plan data, not a personal yearly-cost estimate.
Understand Medicare drug-cost limitsCan I use my current doctors with AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS)?
CMS lists AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS) as a HMOPOS plan. The plan record says specialist referrals are required. The record also identifies point-of-service flexibility, but exact out-of-network rules can vary. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.
Check your doctorsDoes AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS) cover my prescriptions?
AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS) has 5 published formulary tiers in the current plan record. Published preferred-pharmacy 30-day retail costs include Tier 1 at $0, Tier 2 at $8, Tier 3 at 20%, Tier 4 at 27%, and Tier 5 at 26%. The listed Part D deductible is $685. A tier listing does not confirm that a specific prescription is covered. Check each medication against the plan's current formulary, restrictions, pharmacy network, and costs before enrolling.
Check your prescriptionsWhat dental, vision, and hearing benefits does AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS) include?
The current plan record for AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS) lists dental (Preventive dental ($0 copay)), vision ($200 eyewear allowance per 2 years), and hearing ($700/yr hearing aid allowance). Benefit allowances, frequency, eligibility, and participating providers can have additional limits, so review the Summary of Benefits or Evidence of Coverage for the complete rules.
When can I enroll in AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS)?
AARP Medicare Advantage from UHC MO-0006 (HMO-POS) (HMOPOS) is a 2027 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. A qualifying circumstance may create a Special Enrollment Period outside those dates. Confirm the enrollment window and effective date that apply to you before changing coverage.
Review Medicare enrollment periodsPlan documents
Summary of Benefits and Evidence of Coverage
- Summary of Benefits (PDF)Download the plan's official Summary of Benefits document
- Evidence of Coverage (PDF)Complete plan details and rules
- Check Your DoctorsSee if your doctors accept this plan
- Documentos en españolLlame a The Pocket Protector al 1-866-764-3312 (TTY: 711) para recibir ayuda con documentos en español
Enter your ZIP code to see how you can enroll
Enrollment options depend on where you live. Enter your ZIP code so we can show the right ways to enroll in this plan.
