Zing Elite Select IL-IN H4624-026 (HMO)
Your costs at a glanceIn-network, for the 2026 plan year
What's included, and what it's actually worth7 benefits included. Tap any card for the detail
Dental
$2,500/yr preventive dental allowance
OTC allowance
$198/quarter OTC allowance
Vision
$300/yr eyewear allowance
Hearing
$750hearing aid allowance per 3 years
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Doctor Visits: PCP$0 copay
Doctor Visits: Specialist$10 copay
Inpatient Hospital$265/day, days 1–6
Outpatient Surgery$175 copay
Mental HealthDays 1-6: $265/day, Days 7-90: $0/day
Transportation24 one-way trips/year
Your coverageCheck your coverageFrom the doctors and prescriptions you added
Your plan's drug tiers30-day retail · after any applicable deductible
Our take
Where this plan shines
Things to know before you enroll
Plan documents
Plan questions
Common questions about Zing Elite Select IL-IN (HMO)
What does Zing Elite Select IL-IN (HMO) cover?
Zing Elite Select IL-IN (HMO) is a Medicare Advantage plan that the current plan record identifies as including Part D prescription drug coverage. The plan record also identifies Part D prescription drug coverage. Its published drug benefit lists 5 formulary tiers. Published supplemental benefits include dental ($2,500/yr preventive dental allowance), vision ($300/yr eyewear allowance), hearing ($750 hearing aid allowance per 3 years), and over-the-counter (OTC) ($198/quarter OTC allowance). Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.
Learn about Medicare AdvantageHow much does Zing Elite Select IL-IN (HMO) cost in 2026?
The published 2026 monthly plan premium for Zing Elite Select IL-IN (HMO) is $0. The standard Part B premium is $202.90/month in 2026 for most people; assistance may pay it for some members. The listed Part D deductible is $0. The in-network medical out-of-pocket maximum is $3,000; it does not include Part D drug spending. Published visit costs include primary care $0 and specialist visits $10. These figures are plan data, not a personal yearly-cost estimate.
Understand Medicare drug-cost limitsCan I use my current doctors with Zing Elite Select IL-IN (HMO)?
CMS lists Zing Elite Select IL-IN (HMO) as a HMO plan. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.
Check your doctorsDoes Zing Elite Select IL-IN (HMO) cover my prescriptions?
Zing Elite Select IL-IN (HMO) has 5 published formulary tiers in the current plan record. Published preferred-pharmacy 30-day retail costs include Tier 1 at $0, Tier 2 at $0, Tier 3 at $47, Tier 4 at 25%, and Tier 5 at 33%. The listed Part D deductible is $0. A tier listing does not confirm that a specific prescription is covered. Check each medication against the plan's current formulary, restrictions, pharmacy network, and costs before enrolling.
Check your prescriptionsWhat dental, vision, and hearing benefits does Zing Elite Select IL-IN (HMO) include?
The current plan record for Zing Elite Select IL-IN (HMO) lists dental ($2,500/yr preventive dental allowance), vision ($300/yr eyewear allowance), and hearing ($750 hearing aid allowance per 3 years). It also lists over-the-counter (OTC) ($198/quarter OTC allowance). Benefit allowances, frequency, eligibility, and participating providers can have additional limits, so review the Summary of Benefits or Evidence of Coverage for the complete rules.
When can I enroll in Zing Elite Select IL-IN (HMO)?
Zing Elite Select IL-IN (HMO) is a 2026 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. A qualifying circumstance may create a Special Enrollment Period outside those dates. Confirm the enrollment window and effective date that apply to you before changing coverage.
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