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Medicare Advantage · HMO
HealthSun Health Plans, Inc.
Plan year 2026
HealthSun MediMax H5431-006 (HMO)
Monthly premium
$0
+ your Part B premium
Max out-of-pocket
$3,450
in-network annual cap
Primary care
$0
per visit copay
Specialist
$0
per visit
Your costs at a glanceIn-network, for the 2026 plan year
Rx deductible
$0
Inpatient hospital
$0
copay
Inpatient mental health
$0
copay
Outpatient surgery
$0
Emergency room
$0
Urgent care
$0
What's included, and what it's actually worth7 benefits included. Tap any card for the detail
Dental
$5,000/yr allowance
Annual max$5,000/yr allowance
This is a supplemental benefit with plan-specific limits. See plan documents for details.
Hearing
$2,000/yr hearing aid allowance
Hearing aid allowance$2,000/yr hearing aid allowance
This is a supplemental benefit with plan-specific limits. See plan documents for details.
OTC allowance
$90/month OTC allowance
Prepaid card$90/month OTC allowance
Vision
$400/yr eyewear allowance
Eyewear allowance$400/yr eyewear allowance
This is a supplemental benefit with plan-specific limits. See plan documents for details.
See more details about this plan
Doctor Visits: PCP$0 copay
Doctor Visits: Specialist$0 copay
Inpatient Hospital$0 copay
Outpatient Surgery$0 copay
Mental Health$0 copay
Fitness$0 fitness benefit
TransportationNon-emergency transportation benefit
MealsMeal benefit
Your coverageCheck your coverageFrom the doctors and prescriptions you added
Your plan's drug tiers30-day retail · after any applicable deductible
Tier 1
$0
Preferred Generic
Tier 2
$0
Generic
Tier 3
$10
Preferred Brand
Tier 4
$50
Non-Pref Brand
Tier 5
33%
Specialty
Tier 6
$0
Tier 6
Our take
Where this plan shines
This plan has a $0 monthly premium.
This plan’s out-of-pocket maximum ($3,450) is among the lowest available.
See your primary doctor for $0.
The specialist copay ($0) is among the more affordable options.
No separate drug deductible.
Highly rated by CMS (4.5 stars).
Things to know before you enroll
Network restriction — you’ll need to use in-network providers except in emergencies.
Limited coverage while traveling outside the plan’s service area.
Questions? Talk to a licensed agent at1-866-764-3312 (TTY: 711)
Plan documents
Summary of Benefits (PDF)
Download the plan's official Summary of Benefits document
Evidence of Coverage (PDF)
Complete plan details and rules
Check Your Doctors
See if your doctors accept this plan
Documentos en español
Llame al (833)668-2286 (TTY: 711) para solicitar documentos en español