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Standalone Part D · PDP · 2027

AARP Medicare Rx Saver from UHC (PDP)

UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY S5921-3523.0 CMS rating for 2027
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At a glance: $121.90 monthly premium, a $700 drug deductible, and $0 for Tier 1 drugs at preferred pharmacies.

Monthly premium
$121.90
Per month
Drug deductible
$700
Check which tiers it applies to
Tier 1 copay
$0
Preferred generic, 30-day supply
CMS star rating
3.0/5
Part D rating for 2027

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Drug costs

Deductible, drug tiers and out-of-pocket limit
Drug deductibleCheck which tiers it applies to
$700
Tier 1 · Preferred Generic30-day supply at a preferred network pharmacy · after deductible
$0
Tier 2 · Generic30-day supply at a preferred network pharmacy · after deductible
$5
Tier 3 · Preferred Brand30-day supply at a preferred network pharmacy · after deductible
21%
Tier 4 · Non-Pref Brand30-day supply at a preferred network pharmacy · after deductible
30%
Tier 5 · Specialty30-day supply at a preferred network pharmacy · after deductible
25%
Drug out-of-pocket limitThen $0 for covered Part D drugs
$2,400

Plan and formulary data: CMS, 2027 plan year. Coverage, restrictions, and pharmacy costs can change; verify current details with the plan.

How your drug costs work in 2027

Part D uses a deductible (when applicable), initial coverage, and catastrophic coverage.

Three coverage phases during the year

  • Deductible (when it applies). The $700 deductible applies to Tiers 1, 2, 3, 4, and 5.
  • Initial coverage. After any applicable deductible, you pay the copay or coinsurance shown for your drug's tier. The amount can differ by pharmacy and supply length.
  • Catastrophic coverage. After $2,400 in qualifying out-of-pocket costs for covered Part D drugs, you pay $0 for covered Part D drugs through December 31. Premiums and drugs that are not on the plan's formulary do not count toward this limit.

Covered insulin costs no more than $35 for a month's supply, and recommended vaccines (like shingles) are $0 all year. If a big pharmacy bill would be tough to handle at once, you can spread your costs into equal monthly payments at no extra charge — ask about the Medicare Prescription Payment Plan.

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Browse the full 2027 Medicare Part D prescription drug plan directory.

Common questions

6 answers about this plan

What does AARP Medicare Rx Saver from UHC (PDP) cover?

AARP Medicare Rx Saver from UHC (PDP) is a standalone Medicare Part D prescription drug plan. It does not replace the hospital and medical coverage you receive through Original Medicare or another health plan. Its published drug benefit lists 5 formulary tiers. Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.

Check your prescriptions

How much does AARP Medicare Rx Saver from UHC (PDP) cost in 2027?

The published 2027 monthly plan premium for AARP Medicare Rx Saver from UHC (PDP) is $121.90. Any Medicare premiums you owe are separate from the listed plan premium. The listed Part D deductible is $700. These figures are plan data, not a personal yearly-cost estimate. Pharmacy, drug tier, and coverage-phase costs can also affect what you pay.

Understand Medicare drug-cost limits

Can I use my current doctors with AARP Medicare Rx Saver from UHC (PDP)?

AARP Medicare Rx Saver from UHC (PDP) is a standalone Part D plan, so its plan record does not define a network for your medical doctors. Your doctor access comes from Original Medicare or your separate medical coverage. For this plan, confirm that your prescriptions are on the formulary and that your pharmacy participates in the plan's network, since formularies, pharmacy networks, restrictions, and costs can change.

Check prescriptions and pharmacies

What prescriptions are covered under AARP Medicare Rx Saver from UHC (PDP)'s formulary?

AARP Medicare Rx Saver from UHC (PDP) has 5 published formulary tiers in the current plan record. Published preferred-pharmacy 30-day retail costs include Tier 1 at $0, Tier 2 at $5, Tier 3 at 21%, Tier 4 at 30%, and Tier 5 at 25%. The listed Part D deductible is $700. A tier listing does not confirm that a specific prescription is covered. Check each medication against the plan's current formulary, restrictions, pharmacy network, and costs before enrolling.

Check your prescriptions

How much will I pay for insulin with AARP Medicare Rx Saver from UHC (PDP) in 2027?

The current plan record for AARP Medicare Rx Saver from UHC (PDP) does not identify specific insulin products or a plan-specific insulin price. It does list 5 formulary tiers. The published Part D deductible is $700. Your insulin cost depends on whether the exact product is on the plan's current formulary, its tier, the pharmacy, and applicable Part D rules. Check the exact insulin name and dose before comparing costs or enrolling.

Check your insulin coverage

When can I enroll in AARP Medicare Rx Saver from UHC (PDP)?

AARP Medicare Rx Saver from UHC (PDP) is a 2027 Part D plan. You can generally join or switch Part D plans during the Annual Enrollment Period from October 15 through December 7, with changes taking effect January 1. If you are newly eligible for Medicare, an Initial Enrollment Period may also apply. A qualifying circumstance may create a Special Enrollment Period outside those dates. Confirm the enrollment window and effective date that apply to you before changing coverage.

Review Medicare enrollment periods

Plan documents

How to get this plan’s documents

Enter your ZIP code to see how you can enroll

Enrollment options depend on where you live. Enter your ZIP code so we can show the right ways to enroll in this plan.

AARP Medicare Rx Saver from UHC S5921-352 (PDP) — 2027 Medicare Plan