Wellcare Home State Health Dual Reserve (HMO-POS D-SNP)

Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) (HMOPOS) is a Dual Eligible Special Needs Plan, a Medicare Advantage plan for people who have Medicare and a Medicaid category the plan accepts. The plan record also identifies Part D prescription drug coverage. Its published drug benefit lists 6 formulary tiers. Published supplemental benefits include dental (Preventive & comprehensive dental ($0 copay)), vision ($300/yr eyewear allowance), and fitness ($0 fitness benefit). Review the plan documents for covered services, limits, and rules. Coverage can change each plan year.

The published 2027 monthly plan premium for Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) (HMOPOS) is $18.40. Any Medicare premiums you owe are separate from the listed plan premium. The listed medical deductible is $0. The listed Part D deductible is $700. The in-network medical out-of-pocket maximum is $3,600; it does not include Part D drug spending. Published visit costs include primary care $0 and specialist visits $25. Member costs can depend on the Medicaid category the plan accepts and verifies. These figures are plan data, not a personal yearly-cost estimate.

CMS lists Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) (HMOPOS) as a HMOPOS plan. The plan record says specialist referrals are required. The record also identifies point-of-service flexibility, but exact out-of-network rules can vary. A network label alone does not confirm that a specific doctor participates. Use the doctor lookup tool, then confirm with the doctor's office and the plan before receiving care. Provider networks and member costs can change. Emergency care and travel coverage can follow different network rules.

Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) (HMOPOS) is listed in the current plan record as a D-SNP. You must be entitled to Medicare Part A, enrolled in Part B, and have a Medicaid category this plan accepts. The plan must verify your Medicaid status. Eligibility alone does not create a year-round right to enroll.

The current plan record for Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) (HMOPOS) lists dental (Preventive & comprehensive dental ($0 copay)), vision ($300/yr eyewear allowance), and fitness ($0 fitness benefit). Member costs can depend on the Medicaid category the plan accepts and verifies. The record identifies Part D prescription drug coverage. Review the plan documents for benefit limits, eligibility rules, and how Medicare and Medicaid coverage work together.

Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) (HMOPOS) is a 2027 Medicare Advantage plan. The Annual Enrollment Period runs from October 15 through December 7, with changes taking effect January 1. The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 for people already enrolled in Medicare Advantage. Because this is a D-SNP, the plan must also verify its eligibility requirements. A qualifying circumstance may create a Special Enrollment Period, but eligibility alone does not guarantee a year-round right to enroll. Confirm the enrollment window and effective date that apply to you before changing coverage.